SOCSO – Benefits

  • Karpal’s faithful aide until the end – Bernama
    Karpal’s faithful aide until the end – Bernama

    The name Michael Cornelius Selvam Vellu may not be as famous as the man he was serving – renowned lawyer Karpal Singh – but his sacrifice will remain in the annals of Malaysian history for his devotion to his boss. It would be suffice to say that Michael was literally the man behind Karpal, since the 39-year-old, would push his boss around in... …

  • Johor quarantines 64 villagers after first MERS death, says report
    Johor quarantines 64 villagers after first MERS death, says report

    Malaysia has quarantined 64 people in a southern village after one of its residents become the country's first person to die of a respiratory illness that is spreading from the Middle East, local media reported today. At least 71 people have died from the so-called Middle East Respiratory Syndrome, or MERS, out of more than 200 infections in... …

  • Water theft cost us RM1.6 billion a year, says body – Bernama
    Water theft cost us RM1.6 billion a year, says body – Bernama

    Water from leaking pipes and water theft, collectively known as “non-revenue water” (NRW), accounted for major losses amounting to RM1.6 billion a year throughout the country. Association of Water and Energy Research Malaysia (Awer) president S. Piarapakaran said the loss of treated water before it reached consumers because of leaks in old... …

  • Above all, Karpal was a great father
    Above all, Karpal was a great father

    For as long as I have been aware of this thing called “politics,” I have been aware of Karpal Singh. As a boy, my image of him was often humorous, based as they were on classic Lat cartoons. A particular favourite has Mr Karpal looking gigantic in full court regalia holding aloft a coconut scrapper with one superhuman hand while pointing... …

  • Muslims not encouraged to use ‘RIP’, says National Fatwa Council
    Muslims not encouraged to use ‘RIP’, says National Fatwa Council

    Hours after the death of Karpal Singh, Muslims were told by the National Fatwa Council today they were not encouraged to use the phrase “Rest in Peace" (RIP) to a non-Muslim because the term had Christian connotations. In a statement issued on its website, www.e-fatwa.gov.my, the National Fatwa Council said Muslims could express their... …

  • Amid furore over Karpal jibe, Perkasa distances itself from Zul Noordin
    Amid furore over Karpal jibe, Perkasa distances itself from Zul Noordin

    KUALA LUMPUR, April 17 — The right wing Malay group, Perkasa, has distanced itself from Datuk Zulkifli Noordin, who had earlier tweeted that the passing of veteran DAP politician Karpal Singh was... …

If you are subscribed to SOCSO, SaveMoney.my’s guide today will explain some of the benefits you might receive. Depending on the type of scheme you are subscribed to, there are different benefits.

socso

Employment Injury Insurance Scheme – Benefits

Medical Benefit

Employees who suffer from workplace accidents or occupational diseases are entitled to free treatment at SOCSO panel clinics or government clinics / hospital.

To apply and receive medical benefits for the first time, the following documents must be completed and submitted to a SOCSO panel clinic:

  • Form 21 (Accident Report) or Form PKS 68 or PKS 69 (Occupational Disease Report) or
  • Identification Letter from employer
  • Form 10 (Claims Form)

For treatments received from a clinic which is not a SOCSO panel, the employer or employee can submit an application for Reimbursement Payment to the relevant SOCSO office for approval subject to rates determined by SOCSO. To apply and receive the Reimbursement Payment, the following documents must be completed and submitted to a SOCSO office:

  • Form PKS (P) 24 (Reimbursement Travel Claim Form)
  • Form PKS (P) 26 (Reimbursement Payment (General) Claim Report)
  • Original receipt for treatment
  • A copy of the Appointment Card
  • A copy of the Medical Report (if any)

Permanent Disablement

This is a benefit payment paid to employees who suffer from permanent disabilities due to workplace injuries, regardless of ability to continue working. The benefit rate will be 90% of the daily wage of the employee (as per previous SOCSO contribution rate) from a minimum of RM10.00 to a maximum of RM88.50 per day.

The Insured Employee must submit a written application to the relevant SOCSO office for reference to the Medical Board. Please include the following documents:

  • Application Form
  • A copy of Identity Card
  • Medical Report (from hospital/clinic which treated him)
  • Form 10 (Claim Form)
  • Form PKS (F) 1 (Statement of Wages/Contribution details)
  • A copy of the employee’s savings account passbook for direct payment of benefits.

How benefit is paid: The case will be referred to the Medical Board for disability assessment. The decision of the assessment will be notified to the Insured Employee. If the permanent disablement is assessed at 20% or less loss of earning potential, the employee can claim the benefit in the form of a lump sum payment. If it exceeds 20% loss of earning potential, the benefit will be made in monthly payments. However, the employee can request that 1/5 of the benefit in a lump sum, while the balance is paid as a monthly pension for life. The Insured Employee may continue to work while receiving this permanent disability benefit. If the Insured Employee or SOCSO is not satisfied with the decision of the Medical Board, an appeal can be made to the Medical Appeals Board within 90 days from the date notification to the Insured Employee.

Constant Attendant Allowance
This allowance is paid to an employee who is suffering from permanent total disablement (i.e. 100% loss of earning capacity), and is so severely incapacitated that he constantly requires the personal attendance of another person. The allowance is equal to 40% of the rate of permanent total disablement benefit subject to a maximum of RM500 a month. Eligibility for this allowance is determined by the SOCSO Medical Board or the Medical Appeals Board and the payment is made directly to the recipient of the benefit.

There’s more, so keep reading SaveMoney.my’s guide next week!

*Hann Liew is the Founder and Editor-in-Chief of SaveMoney.my, an online consumer advice portal which aims to help Malaysians save money through smart (and most of the time painless) savings in their daily banking, technology, and lifestyle spending habits.

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  • My dad was in KL to see me, says Gobind The Malaysian Insider
    My dad was in KL to see me, says Gobind

    Bukit Gelugor MP Karpal Singh, who died in an accident early this morning, was in Kuala Lumpur to visit his son Gobind Singh Deo who was ill. A distraught Gobind said he was informed of the accident at 2.15am today, and he and his wife rushed to the scene where he saw his father's mangled car and his father's body. "My brother Ramkarpal was... …

  • Langkawi BN MP pokes fun at Karpal Singh’s remains The Malaysian Insider
    Langkawi BN MP pokes fun at Karpal Singh’s remains

    As the nation mourns the passing of a great politician, BN MP Datuk Nawawi Ahmad insulted the late Karpal Singh by posting a picture of the veteran politician's blood-smeared face as he lay in his Toyota Alphard following a tragic accident this morning. Along with the Facebook picture was a newspaper cutting on Karpal being opposed to the... …

  • ‘Huge’ Hindu, Buddhist statues against Islam, ex-judge says The Malay Mail Online
    ‘Huge’ Hindu, Buddhist statues against Islam, ex-judge says

    KUALA LUMPUR, April 16 — The “huge” statues at a Hindu temple in Batu Caves and Buddhist temple in Penang are an affront to Islam as the religion forbids idolatry, a retired Court of Appeals judge... …